[4/21/17] Students who graduated last year had more than $37,000 in student-loan debt alone, not to mention credit card debt. A recent Citizens Bank survey showed that nearly six in 10 millennials regretted their borrowing, also showing that many lacked the knowledge to effectively address their debt or make informed financial decisions.
The paper, written by Duke’s William A. Darity and the New School’s Darrick Hamilton, argues that financial-literacy courses presume that the problem is simply that students of color lack of financial responsibility or financial knowledge.
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